Skill catalog
Every skill works with any MCP-capable AI agent. Filter by life event or search.
30 skills
Breaks down a home or auto property claim offer, including the deductible, depreciation and holdbacks, and builds the response to a lowball or denial.
homeowners storm/water/fire claim or auto collision/comprehensive property claim · 10 sources
Writes a health-insurance denial or prior-authorization appeal, routes it to the right review, and keeps track of each deadline.
claim or prior-authorization denial for a doctor-ordered test, drug, surgery, or course of treatment · 10 sources
Works out what a first home really costs each month, including taxes, insurance, PMI, HOA and upkeep, before you trust the lender's approval amount.
buying a first home · 9 sources
Verifies an interstate mover's federal authority, checks the estimate and inventory, and spells out what you owe at delivery and how to claim for damage.
household move that crosses a state line · 8 sources
Gets the itemized bill, finds coding and billing errors, checks financial-assistance eligibility, and negotiates what's left.
After an ER visit, surgery, or hospital stay when a lump-sum bill or “balance due” arrives · 9 sources
Separates the car loan from the F&I add-ons, prices each product and rate markup, and shows how to cancel what you didn't need.
Buying a car at a franchise or independent dealership after the vehicle price is “agreed” · 10 sources
Compares a builder's affiliated-lender incentive against an outside Loan Estimate so you can see which deal actually costs less.
Buying a production-builder new home (contract + financing) · 10 sources
Reviews a venue contract's real costs, food-and-beverage minimums, service charges, cancellation terms and force majeure before you sign.
Wedding · 10 sources
Covers the hospital-discharge decisions that set the bill: inpatient vs observation status, Medicare notices, charity care and Medicaid applications.
Uninsured or underinsured hospital stay, observation vs. inpatient fight, or a discharge that will generate an unpayable bill · 10 sources
Handles a medical collection: demand validation, check the credit-reporting rules and deadlines, and file complaints when collectors break them.
A hospital, clinic, or collector is calling, reporting credit, threatening suit, or has already placed a medical bill with a collection agency · 8 sources
Works out what you really owe to break a lease, checks for legal early exits, and negotiates the landlord's demand down.
Rental · 10 sources
Gets your security deposit back by applying your state's deadline, ordinary wear-and-tear rules and penalties to the landlord's deductions.
Rental · 10 sources
Uses the FTC Funeral Rule and each home's General Price List to compare itemized prices and turn down packages and upsells you don't need.
A death in the family, a body at a hospital or medical examiner, and a funeral home asking the family to “come in and make arrangements” · 9 sources
Schedules independent inspections at each build phase and before the warranty runs out, and packages punch-list claims for the builder.
Buying a production-builder or custom new home (pre-pour through year-one warranty) · 10 sources
Keeps your contractor payments within legal deposit limits, collects the right lien waivers with each draw, and picks the recovery path if the job goes bad.
Hiring a contractor for a home remodel, addition, roof, or disaster rebuild · 10 sources
What to do when the dealer calls you back after a spot delivery: your state's deadline, keep-or-unwind options, and getting your down payment and trade back.
Dealer calls you back after you drove the car home and says financing “fell through” · 12 sources
Shows when the at-fault driver's "full and final" offer is just their policy limit, and how your own insurer's subrogation and your other coverages stack.
crash or property damage caused by another driver; a liability insurer offers a “full release” check · 8 sources
Checks a contractor's license, safety record and bids before you sign, and flags the warning signs in a quote.
Hiring a contractor for a home remodel, roof, HVAC, solar, or addition · 13 sources
Gets written out-the-door quotes by email, strips add-ons and illegal fees, and compares dealers on the same all-in number.
Shopping a new or used car at a dealership before you visit · 8 sources
Gets you a credit-union preapproval and a short shopping window so you can compare the dealer's APR with the lender's buy rate.
Financing a new or used car before (and against) the dealer’s F&I offer · 8 sources
Checks the Closing Disclosure against your Loan Estimate line by line, applies the TRID tolerance rules, and helps you shop title and lender fees.
mortgage shopping / closing on a home · 10 sources
Turns plus-plus menus, service charges, tax and add-on fees into one all-in number so you can compare venues and caterers fairly.
Wedding · 9 sources
Reads the builder's contract for you: deposit refund windows, estimated completion dates, arbitration, warranty limits and what the sales rep can't promise.
Signing a production-builder purchase agreement · 10 sources
Sorts out which debts family members actually owe after a death, which small-estate route fits, and who to notify.
A death, a pile of bills and collector calls, and relatives being told they “have to pay” · 10 sources
Explains an older home's inspection report, separates real risks from cosmetic items, and turns findings into repair requests or credits.
buying an existing (especially pre-1980) home · 7 sources
Explains owner's title insurance, how to hold title and deed choices at closing, and how to guard against deed fraud and wire scams.
taking title / adding a person to a deed / closing · 10 sources
Helps you decide whether to hire a public adjuster or handle the claim yourself by comparing the fee with the realistic increase.
first-party homeowners (or commercial property) claim already open; deciding whether to hire a public adjuster · 8 sources
Plans a lower-cost goodbye by comparing direct cremation, immediate burial, body donation and green burial, and stacking the benefits that help pay.
A death has occurred or is imminent and the family needs a dignified disposition without a traditional viewing-and-burial bill · 10 sources
Adds up the all-in monthly rent and move-in costs and checks the lease's fees and clauses against your state's rules before you sign.
Rental · 10 sources
Recovers wrong card charges, unused insurance premiums and airline refunds using the federal and state deadlines that apply to each.
post-sale insurance premium, credit-card billing error, unauthorized debit, or cancelled/significantly changed flight · 10 sources
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